Investment Deals – Kendall county

📍 115 Harbor Dr – Oswego, IL 60543

Purchase Price: $425,000
Unit Count: 4 (All 1-Bedroom)
HOA: $400/month (approx – $4,800/year)
Taxes: $4,802/year
Insurance: $2,800/year
Water: $5,313/year
Electric: $209/year
Repairs: $2,500/year

🧾 Cap Rate Analysis

Annual Rent$52,800

NOI (Net Operating Income)$32,376

Cap Rate (Purchase)7.61%

💲 Financing Cash Flow (25% Down | 30-Year Loan)

Interest RateMonthly Cash FlowAnnual Cash FlowCash-on-Cash6.0%+$785+$9,426~8.9%6.5%+$668+$8,016~7.5%7.0%+$543+$6,516~6.1%

✔ Deal is cash-flow positive even at higher rate scenarios
✔ 7.6% cap at purchase price

📌 Why This Deal Stands Out

✔ Fully leased (leases through 2026–2027)
✔ Stable suburban location with strong rental demand
✔ Positive cash flow in all major interest rate scenarios
✔ HOA handles exterior maintenance – limited landlord burden

📊 Investor Snapshot (Quick Highlights)

• Cap Rate: 7.6%
• Price per Unit: $106,250
• Avg Rent per Unit: $1,100
• Monthly Cash Flow: $543–$785 (depending on financing)
• Cash-on-Cash: ~6.1%–8.9%

📈 Investment Summary

This is a stabilized, cash-flowing suburban multifamily with:

✔ Cash flow at conventional rates
✔ HOA structure reducing maintenance burden
✔ Strong rental fundamentals in Oswego

Files coming soon.